Yes — without a will, state laws determine who inherits your assets, which may not match your wishes. If you have children, a will names their guardian. Everyone over 18 with any assets or dependents should have a basic will.

What documents do I need for estate planning?

At minimum: a will, healthcare directive (living will), durable power of attorney, and beneficiary designations on all accounts. A revocable living trust is also recommended for those with assets over $100,000 to avoid probate.

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Will & Estate Planning Checklist

Ensure your family is protected and your wishes are documented.

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About This Calculator

This free estate planning checklist guides you through every essential document you need: will, healthcare directive, power of attorney, trust, and beneficiary designations. Track your progress as you complete each step. No account required — your checklist progress stays in your browser.

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