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Ensure your family is protected and your wishes are documented.
Names beneficiaries, executor, and guardians for minor children
Avoids probate, maintains privacy, allows seamless asset transfer
Someone manages your finances if you're incapacitated
Someone makes medical decisions if you can't
Documents your wishes for end-of-life care
These override your will — check 401(k), IRA, life insurance, bank accounts
Both primary and alternate guardians; discuss with them first
10-12x income in term life; review every 3-5 years
Email, social media, crypto wallets, subscriptions — use a password manager
Non-legal document explaining your wishes, values, and instructions to heirs
Centralize all documents, account numbers, and contacts in one secure location
Make sure they know where documents are and what your wishes are
Update after marriage, divorce, birth, death, moves, or major purchases